Need advice? Call one of our advisors on 0800 011 3602

Your home may be repossessed if you not keep up repayments on your mortgage

Helping you find the right mortgage deal

Independent Mortgage Advisers in Scotland can access many deals that are not available to the General Public. View the current mortgage deals that are available.

• Personalised advice

We provide objective advice to suit your mortgage and protection requirements.

• Access to all UK lenders

With The Mortgage Specialist you have access to all UK lenders, not just the Scottish high street.

Getting the right quote for you and your circumstances

At The Mortgage Specialist we seek to provide you with the best possible financial advice to suit you in your current situation. Fill in our mortgage quote application.

• Professional service

Our qualifications and experience allow accurate and efficient advice to be given.

• Simple application process

Our mortgage application process ensures a speedy response and smooth conclusion to your enquiry.

Calculate what you can borrow

The quick and easy way to calculate what you can borrow. Simply enter the first and second applicant's income details below:

First Applicant

Annual Income £

Bonuses & Overtime £

Joint Applicant (if applicable)

Annual Income £

Bonuses & Overtime £

Quick enquiry


Welcome to The Mortgage Specialist

With the mortgage market becoming increasingly diverse over the last few years the types of mortgage available have increased significantly. It is therefore important that you seek advice regarding the options available to ensure you get the right mortgage deal to suit you and your circumstances.

We specialise in all forms of residential mortgage and can also provide you with the protection you need. For further details on the types of mortgages that are available please view the latest mortgage deals or get a quote.

The Mortgage Specialist (TMS) operate only in the UK mortgage market. It is important to note that any guidance or advice given within this website is subject to the current UK regulatory regime.